Understanding your options for military credit counseling, from free government resources to professional credit repair services, helps you make informed financial decisions.
Credit counseling provides education and guidance about managing debt, budgeting, and improving credit. For military members, specialized counseling services offer additional support.
Multiple free and low-cost resources are available specifically for military members and their families.
Free financial counseling, budgeting assistance, and credit resources for active-duty military and their families.
Visit Military OneSourceFree financial tools, complaint resources, and educational materials for military consumers.
Visit CFPBAdvocacy and education resources focused on protecting military consumers from financial scams.
Visit MCFDFree housing counseling and credit preparation resources for VA loan eligibility.
VA Loan CounselingFree and low-cost housing and financial counseling through HUD-approved agencies.
Find HUD CounselorNational Foundation for Credit Counseling member agencies offer low-cost services.
Find NFCC AgencyUnderstanding the difference helps you choose the right option for your specific situation.
Tip: Start with free Military OneSource counseling.
Tip: Start with our free credit assessment to understand your options.
Start with our free military credit assessment to get personalized guidance on whether counseling, credit repair, or our advocacy services are the best fit for your situation.
Prefer to talk? Call (910) 282-3266 to speak with a specialist.